2020 is THE year

finance fitness

I’m making 2020 the year of change, the year that I have to sort my self out both in health & in wealth.

Wealth

I have plans to start paying down my debt, slowly at first but throwing what I can at it when I can. I have set up a separate YNAB budget just for debts as well as it’s own bank account.

I am also setting targets for things I want to achieve throughout the year.

Lewis (bonfire night) £100 / £10 pcm
Christmas £200 / £10 pcm – to be added to as & when
Offers £300 / £15 pcm – to be added to as & when
Savings £no target / £10 pcm – to be added to as & when
Daytona flights £1010
Daytona hotel £2000
NASCAR tickets £1500

The Daytona holiday isn’t til Feb 2021 so have time to save up.

Health

As of 5th January, I am 166.4 lbs

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My measurements are:

Neck 14.5ins | Wrist 6.5ins | Wasit 39ins | Hips 45.5ins | Calf 17.5ins | Thigh 26.5in | Chest (O) 45in | Chest (U) 38in |Stomach 45in

As you can see I have a ways to go. I have plans to join a crossfit box in February, it’s £75 a month but cheaper than other boxes and it for 3 classes a week rather than the usual 2.

What are other peoples plans for 2020?

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