2020 is THE year
The struggle goes on
December 21, 2019 in financeIt would appear that I don’t have enough money to cover all bills for January!!! Between now & 1st Janaury I have the following things going on: Xmas drinks Boxing day drinks OH’s birthday New Years event I have £60 in the bank and...
Struggling
December 3, 2019 in finance, life, uniSo I had a meltdown as at Christmas event on Sunday. I don’t know what really went on I don’t remember much of it. One min I’m having a great time the next I’m in tears and feeling all alone. I can’t face seeing...
My finances laid bare
November 19, 2019 in financeWhat can I say about my finances, other than they can only improve from this point forward. I have a few different strategies for certain debts: statute-barred; repayment; DMP. I used to be in a Debt Management Plan and I even had a DRO...
When a bank job isn’t a bank job
August 22, 2018 in finance, lifeYesterday I had an interview for the local eye centre. I’m not looking for a new part-time job and don’t really need a 2nd job right now (other than increased debt payments) but I wanted a bank position where I could work as and...
Finances: Tools to help me budget + pay off debt…
April 4, 2018 in financeYNAB YNAB is a budgeting app/software where you budget to zero each month, ‘every dollar has a job’. There are 4 basic rules that you should follow: Rule 1: Give Every Dollar A Job Rule 2: Embrace Your True Expenses Rule 3: Roll With The Punches Rule...
September 2017 – Monthly Income Report
September 26, 2017 in financeIncome £101.56 – Expenses £33.48 = Profit £60.48 Adsense I have just started to place adsense ads onto this site and will be doing so soon on other sites. So far I have received no income from this. Still not getting traffic to my...
Finance | Building a strategy to pay down debt
September 10, 2017 in financeCreate a Budget The first strategy to pay off debt fast is to create a budget. A budget tells you where your money NEEDS to go, you need to list all your income & outgoings for the month and make it balance. Your budget...
How to pick the right gym
September 9, 2017 in financeHave you ever joined a gym only to go a few times. Have you ever joined without really checking the gym out. If so you are not alone, many people including myself have done the same. Below are tips to check out before you...
5 of the best free survey sites to make extra money
September 6, 2017 in financeOver the past through years I have gone back & forth with survey sites. While they can be a good source of extra income, I was just too lazy to pursue them after many times being kicked off a survey for not meeting their...
