finance

September budget

admin / September 1, 2018

I got a very decent income going into September, partly due to a small back pay from the not so good NHS deal and partly due to one & a bit months pay from my new job. I have £388.86 left over and plan to pay of more off my debts with it. I could pay off one of two…

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finance, life

When a bank job isn’t a bank job

admin / August 22, 2018

Yesterday I had an interview for the local eye centre. I’m not looking for a new part-time job and don’t really need a 2nd job right now (other than increased debt payments) but I wanted a bank position where I could work as and when I liked and was local. I applied for the job on the 31st May with…

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finance

[finance] Debt + savings August ’18 edition

admin / August 21, 2018

Below is my August debt payments as well as my savings. I’m not actually adding anything to my savings just yet as I’m trying (not being successful at) throwing everything at my debts. Debt Savings I aim to have 100 units in a stock and then I’ll move onto the next. I have looked at my stock for a few…

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finance

[finance] Debt update August 2018

admin / August 19, 2018

So how are things going with my debt pay down. No that well to be honest. I have 6 credit cards that I am currently paying the minimum on or at least trying to and plenty of others that I’m paying nothing to. Full details below. Capital One (a) Balance = £81.21 | Limit = £200 | Payment = £25Capital…

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finance

Finance: May 2018 budget

I am still on my £1 DMP payments till July and the red indicates debt to my credit cards. I’ve budgeted £150 for fun money this month (restaurants/pub) as we are in Lewes this weekend for 3 days so we’ll just have to wait and see how that holds up.

finance

Finance: Credit Scores – May 2018

  Moneysavingexpert club current score 12/999 down 86 pointsTotal Money current score 395/710 down 73 pointsNoddle current score 427/710 down 25 pointsClearscore current score 175/700 down 100 pointsGiffGaff tech issuesExperian Card Matcher current score 38/999 down 49 points So it looks like all my scores have gone down rather than up. This is due to me defaulting on some of my credit facilities – loan/catalogue etc It will…

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