finance

Finance: Difference in credit scores

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I have signed up to as many free credit reports as I can some produce a report from data taken from Callcredit, some from Experian and some from Equifax. None of my reports that use the same CRA give me the same score, they vary a little. This could be due to the time of month that they produce the report, I can’t think of any other reason. A credit score really has no meaning but I like to see an improvement in my report.

Moneysavingexpert club uses Experian current score 98/999 Last updated 22 Dec 2017
Total Money uses Callcredit current score 468/710 Last updated Jan 2018
Noddle uses Callcredit current score 452/710 Last updated 27 Dec 2017
Clearscore uses Equifax current score 264/700 Last updated 15 Dec 2017
Barclaycard uses (only gives a score) uses Experian current score 136/999 Last updated 17 Dec 2017
GiffGaff uses Callcredit, current score unknown as just sign up.
Experian Card Matcher current score 87/999 Last updated Jan 2018

I am going to try and keep up to date on my credit score and do a post once a month.

 

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