The struggle goes on

finance

It would appear that I don’t have enough money to cover all bills for January!!!

Between now & 1st Janaury I have the following things going on:

  • Xmas drinks
  • Boxing day drinks
  • OH’s birthday
  • New Years event

I have £60 in the bank and £38 in Paypal. I think I still need a little food but have just had a food delivery so that will be dinners for the next few weeks thank goodness.

I get OH’s bills share on 29th, as the 29th is a Sunday I no doubt will get it on 30th not 27th like I want.

So onto bills.

30/12 – £650 into bank
30/12 – £47 mobile + £55 cable (1/2 of bill)
30/12 – £548 left in bank

02/01 – £16 gym + £34.99 gym
02/01 – £13.20 TV Licence
02/01 – £483.81 left in bank

03/01 – £1 + £5.93 debt payments
03/01 – £25 Vanquis
03/01 – £30 other credit cards (not even min payments)
03/01 – 421.88 left in bank

07/01 – £5.99 Netflix
07/01 – £415.89 left in bank

10/01 – £306.99 into bank
10/01 – £722.88 total in bank

11/01 – £700 rent (£50 still owed)
11/01 – £22.88 in bank

17/01 – £246.77 into bank
17/01 – £50 rent
17/01 – £50 cable
17/01 – £169.65 left in bank (spends)

Yeah, it’s going to be a struggle, I haven’t even mentioned the electric or water or if I have to pay a bigger first payment to cable. The £169 most probably won’t be there on the 17th. I’m avoiding paying my credit cards as I just can’t afford to. I will make up for it come February.

I can’t get a loan unless I want to use a guarantor (not likely) & my parents are on a cruise til mid-January I think, so there isn’t much I can do really,

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