finance, fitness

2020 is THE year

I’m making 2020 the year of change, the year that I have to sort my self out both in health & in wealth. Wealth I have plans to start paying down my debt, slowly at first but throwing what I can at it when I can. I have set up a separate YNAB budget just for debts as well as…

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finance

The struggle goes on

It would appear that I don’t have enough money to cover all bills for January!!! Between now & 1st Janaury I have the following things going on: Xmas drinks Boxing day drinks OH’s birthday New Years event I have £60 in the bank and £38 in Paypal. I think I still need a little food but have just had a…

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finance

My finances laid bare

What can I say about my finances, other than they can only improve from this point forward. I have a few different strategies for certain debts: statute-barred; repayment; DMP. I used to be in a Debt Management Plan and I even had a DRO at one point but I never learned my lesson so it seems. Those that I’m not…

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life

Student finance update

So the letter I received from student finance wasn’t anything to worry about after all. I managed to log on on Monday and found that my application had been completed and I have been given the full amount of £9690!!! That is more than I thought it would be and will mean I can do one-two less bank shifts a…

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fitness

weight, fitness, debt and more…

As you can see I am terrible lately of updating this blog. Weight I put on a few lbs 🙁 At one point I was up to 150 but today I am 147. Fitness I joined the local David Lloyd Health Club, I was just not going to the leisure centre and like the fact that I now have a…

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